Moneywave Solutions strongly believes in a sincere and transparent approach to its users. You trust and love us and we would never put growth before trust. This policy document aims at minimizing instances of customer complaints, grievances and disappointments via channelized approach, review and redressal. The self-review will be of help in identifying shortcomings in the product features and service delivery. If you’re disappointed, then at some point in time we’ve not done a great enough job. MONEYWAVE’s policy on grievance redressal follows the under noted principles.

• Our users are to be treated fairly at all times.
• Complaints or concerns raised by users are dealt with an open mind, with courtesy and in a timely manner.
• Users are informed about the channels to escalate their complaints, concerns and grievances Within MONEYWAVE and their rights if they are not satisfied with the resolution of their complaints.
• Moneywave will take care of all complaints efficiently and fairly as they value each user.
• All employees at MONEYWAVE must work in good faith and without prejudice to the interests of the users.

We understand that customer grievances can happen due to multiple reasons. It can be because of the gap between the promised service levels and the service levels actually offered. Since we are dealing with humans, a lot of grievances can arise due to the attitudinal and the way communication gets done. It can also happen due to the actual errors across the system. Users have complete authority to file a complaint/ share feedback if they are disappointed by services rendered by MONEYWAVE. They can give their complaint/ feedback in writing, email, If user’s dilemma is not resolved within the given time or if they are not satisfied with the solution provided by MONEYWAVE, they can approach our tiered redressal system with their complaint or other legal avenues available for grievance redressal. In order to make MONEYWAVE redressal channels more meaningful and effective, a structured system has been put in place. This system will ensure that the complaints are redressed seamlessly and well within the stipulated timeframe.

At MONEYWAVE, the users’ experience is what we deliberate and focus on. This is why we listen and take the time to know our users and take their concerns seriously. Going skin-deep to analyze and scrutinize, how you would feel from the time you step-in to moneywave org till the time you’re done, helps us evolve and enhance our services. If a user has found our experience simple and incredible we know we are doing something worthy. However, when a user is concerned or has complaints we do everything we can to fix it and make it right.

Our staff undergoes regular training to ensure that consumer’s queries and grievances are handled properly. They are encouraged to work in a manner which helps us in building the consumer trust and confidence. This reflects in both the operations as well as the customer communications. Top reasons behind the consumer queries are analyzed and worked upon in a way which aims at removal of these reasons from the root. This helps in improving the overall quality of the service levels gradually.

A “cookie” is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. MONEYWAVE uses cookie and tracking technology depending on the features offered. No personal information will be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Suitable timelines have been set for every complaint depending upon the investigations which would be involved in resolving the same. Here are the estimated timelines at various levels of queries/escalations/ grievances
First response to a user’s query/ concern – 24 hrs
Follow-up queries – 48 hrs
Concern raised to Nodal officer – 15 days
Concern raised to grievances officer – 15 days
IMPS/NEFT to user’s bank account – 60 days
*Users are requested to raise the concern to next level only if they do not get a resolution within the time frame mentioned above. This will help us in resolving your concern in a smoother way.